Financial Hazards
A lifetime of financial growth will cause you to experience major obstacles on your road to retirement.  Life has a way of throwing unexpected roadblocks, detours and potholes in our path.  Such financial emergencies can derail your efforts to save for retirement or other goals.  Stay focused on your goals with strategies to manage your money properly so that life happenings do not prevent you from achieving your target.

A Sad Fact:  In North America
19 out of 20 people never achieve financial independence.